Retirement Planning in Alpharetta, GA
Retirement should be a time to enjoy life. We help clients build income strategies designed to help their savings last, manage taxes, and plan for the years ahead, so retirement feels secure.
Fee-Only • Fiduciary • Independent RIA • CFP®, ChFC® • 30+ Years Serving North Atlanta
Retirement Planning, Tailored to You
A secure retirement requires a strategy built around your savings. We help clients think through:
- Finding Out If You're On Track: Evaluating your savings and strategy against your goals, including whether your current lifestyle is realistic to maintain and how long you may need to keep working.
- Exploring Early Retirement: Considering whether retiring sooner than planned is realistic, and what it would mean for your income and long-term plan.
- Turning Savings Into Reliable Income: Withdrawal strategies designed to help your money support you for the long run.
- Optimizing Social Security & Pensions: Considering filing timing and payout options as part of your full financial picture.
- Managing Taxes in Retirement: Coordinating withdrawals across accounts to help you keep more of what you've saved.
- Planning for Healthcare & Long-Term Care Costs: Preparing for rising medical expenses so they don't derail the plan.
- Protecting Your Legacy: Structuring accounts and beneficiary plans to help your wealth pass on smoothly.
Retirement Planning Services
Retirement planning covers several related areas, and most clients need more than one of them. Explore each service below to see how it fits into your overall plan.
Retirement Income Planning
Mapping out how Social Security, retirement accounts, and other income sources work together to support your lifestyle.
Pension Planning
Weighing lump-sum and annuity payout options against the rest of your plan.
Maximize Social Security Benefits
Considering filing strategies based on your full financial picture, not a generic rule of thumb.
Retirement Account Rollovers
Moving 401(k) or IRA assets from a former employer without unnecessary tax consequences.
RMD Planning
Planning ahead for required minimum distributions, which begin at age 73 or 75 depending on your birth year.
1. We Learn About Your Retirement Vision
We start with a conversation about what retirement looks like for you, whether it's traveling, spending time with family, or simply feeling financially secure.
2. We Build a Plan That Fits Your Future
We create a personalized strategy covering income, investments, taxes, and healthcare, designed to help your money support the life you want.
3. We Adjust as Life Changes
Retirement changes over time. We monitor your plan and adjust as needed, helping you navigate market shifts, unexpected expenses, and new opportunities.
Retirement Planning for Alpharetta, Roswell, and Johns Creek Families
Daner Wealth Management has served families across Alpharetta, Roswell, and Johns Creek for more than 30 years. Many of our clients are high-income executives and professionals whose retirement picture includes employer stock, deferred compensation, or multiple retirement accounts accumulated across a career in the North Atlanta corporate corridor. That complexity is common here, and a coordinated plan tends to serve local clients better than account-by-account decisions.
Talk to Marc
If you'd like to talk through where your retirement plan stands today, we're happy to set up a conversation.
Retirement FAQs
Get your questions answered about our retirement planning .
Retiring early is possible for some people, but it depends on your savings rate, expected expenses, and how you plan to cover healthcare costs before Medicare eligibility. We help clients evaluate whether early retirement is realistic for their specific situation. Read our full guide to early retirement planning →
There's no single number that works for everyone; it depends on your goals, expected lifestyle, and how long your money needs to last. We help clients evaluate their savings against their specific retirement timeline and goals. Read our tips for avoiding running out of money in retirement →
Common risks include underestimating healthcare costs, claiming Social Security too early, insufficient diversification, and not having a clear income plan. We help clients think through these risks as part of a coordinated plan. Read our overview of the top retirement concerns →
Investment management focuses on how your portfolio is invested. Retirement planning is broader, considering income sources, taxes, healthcare, and timing decisions alongside your investments. Most clients benefit from having both working together as one coordinated plan.
Some people manage retirement planning on their own, particularly if their finances are straightforward. Others benefit from working with an advisor, especially when multiple accounts, tax considerations, or timing decisions are involved. As an independent, fee-only fiduciary, we help clients navigate that complexity without a commission-based incentive to recommend specific products.
